Michael J. Loiacono
Chief Financial Officer & Chief Accounting Officer

Michael J. Loiacono brings more than 20 years of professional experience working with both public and private companies within the telecommunications and software industries. Prior to joining us in March 2006, Mr. Loiacono served as Vice President of Finance for InfiniRoute Networks Inc., which was acquired by TNS, Inc. At InfiniRoute, Mr. Loiacono managed their financial strategies to support the company's growth, and oversaw the day-to-day financial operations, including budget planning, accounting, billing, and financial reporting. Before his role at InfiniRoute, Mr. Loiacono served as VP of Finance at Reach Services, USA, and Controller and Director of Finance for ITXC Corp, which was acquired by Teleglobe, Inc. He has also held financial management positions at Voxware, Inc. and Dendrite International, Inc., two publicly traded companies. Mr. Loiacono is responsible for: financing our operations and the operations of our subsidiaries; financing our internal growth; our strategic, our legal and risk analysis; and our SEC filings.

Marc Caramuta
Chief Operating Officer

Mr. Caramuta is experienced in the financial industry and has over 10 years experience in international manufacturing. He previously served as President of Proficio Mortgage Ventures, LLC, a wholly owned subsidiary of Proficio Bank, from February, 2010 to his appointment as Chief Operating Officer of the Company. In this position, he was responsible for managing all facets of operations and production. Prior to and concurrently with that position, he held the position of Chief Information Officer/Chief Information Security Officer at Proficio Bank – Proficio Mortgage from August, 2009 to June 2010. He also held the position of Manager of Corporate and Operational Projects at Proficio Mortgage Ventures, LLC from October, 2008 to August, 2009. Prior to working with the Proficio group, Mr. Caramuta served as a consultant to JP Morgan Chase and Macquarie Mortgages from February, 2008 to October, 2008, and a Risk Manager for Icon Residential Capital from June, 2007 to November, 2007. He is a graduate of Franklin & Marshall College with a degree in Business Administration and Spanish language.

William J. Costa
Chief Information Officer

Mr. Costa brings more than 27 years of experience in the Information Technology field spanning several industries. Prior to joining Global Axcess, Mr. Costa served as an Assistant to the Chief Information Officer for the City of Jacksonville. In this position, he was responsible for all systems architecture, data center operations supporting over 500 mission critical servers, and service desk and desktop support for over 7000 users. Before the City of Jacksonville, Mr. Costa served as a CIO with Compcare, Integra Health, Craig Insurance Services, and Financial Insurance Management Corporation. Mr. Costa joined Global Axcess in August, 2010, and he is responsible for all strategic and operational aspects of the Technology Infrastructure supporting Corporate operations as well as our self service kiosk products.

Sharon M. Jackson
Corporate Secretary

Sharon Jackson has served as our Director of Corporate Development and Assistant Secretary from 2004 to 2006 and as our Director of Corporate Operations and Corporate Secretary from 2006 to present. Prior to 2004, Ms. Jackson served as the Director of Marketing and Client Services for Nationwide Money Services, Inc.

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